How to know when to invest or overpay your mortgage

Is it better to be debt free or have a healthy Isa balance? Alexa Phillips does the sums

‘The only reason not to overpay is if you thought that you were going to make a better investment return’


Banks are being bombarded with inquiries from homeowners who want to overpay their mortgage as a way to fight rocketing rates. Santander, one of Britain’s biggest mortgage lenders, said there was a 40pc rise in requests for overpayments in the week...

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